I believe that CCP has tweaked the insurance payouts once or twice. However the current insurance payouts are still static from at least 2-3 years back.

Would a variable payout, based on the overall market prices work? Yeah, quite possible. However I find it unlikely to happen as it would require to be done during downtime, which CCP wants to avoid at any cost now.

I very much disagree.

Monetary inflation amplifies the effect causing price deflation. Why? Because there’s more ISK in the system for people to utilize and compete. That drives down prices. It’s mudflation, basically.

You have that backwards. Self-destruction of insured ships takes goods out of the economy and puts cash in, which is inflationary on both counts. This inflation counteracts the price decreases that caused self-destruction to get profitable. It provides a negative feedback loop, which stabilizes the system(as evidenced by the fact that prices have stopped dropping)not a positive one that accelerates the change.

What do you think?

But after starting to play EvE (3-4 months ago I think) I never heard anything from or about the CSM. And I doubt that this will change a lot after voting is over.

If there’s one company I’d want to work at it would be CCP.

The problem with EBANK was that loans didn’t get paid, if you were to implement a loan system it should be default-able and be like real life loans with a monthly payment, and also an option to say after how many months of not paying the collateral gets claimed by the loan supplier.

And market caps should just be removed entirely even if the overall consumption drops it would restore itself because everything that’s insanely priced would eventually be put up for less till it gets sold.

I do think they generally engage in conversation, speak with a human voice (c.f. “HTFU”), and realize we talk to each other in other places.

They have a lot of room to improve, but let’s make sure we see the whole picture.